Credit rating

Every robot registered on peaq has a Machine Credit Rating. It is computed by peaq from the robot’s recorded history. Mova shows it in the Credit panel.

The scale

Rating	Score
AAA	95 and up
AA	85 and up
A	75 and up
BBB	60 and up
BB	45 and up
B	30 and up
Not rated	New robots, or too little history

What goes into it

peaq publishes these inputs:

• The bond. A robot without an active bond scores zero.
• Recorded income and activity. Consistent income over many days counts for more than a few large payments.
• How the income is verified. Each record has a trust level: self-reported, verifiable on-chain, or signed by hardware. Higher levels count for more.
• Recency. Recent activity counts for more. A robot that goes quiet loses rating over time.

What Mova records

When you record income, Mova writes each payment to peaq as an income event with:

• the amount in US cents,
• the time of the payment,
• the Robinhood Chain transaction as a reference.

Note

Income recorded through Mova is marked self-reported. peaq can verify payments on its own chain and on Base, but not on Robinhood Chain. Self-reported income carries the least weight, so expect the rating to build slowly.

A new robot shows a dash until peaq has enough history to rate it. Mova can’t tell you how many payments that takes; the formula is peaq’s.

Reading a rating yourself

The rating is public. See GET /api/credit/:id, or peaq’s own API at https://mcr.peaq.xyz/mcr/did:peaq:<robot id>.